Dogs Commonly Blacklisted by Insurers
Posted on behalf of Harbin & Burnett on Feb 19, 2015 in Dog Bites
Depending on the breed of dog that someone owns, they may or may not be able to get dog bite insurance for their beloved pet. Dog bite victims can often recover from homeowners and renters insurance policies.
All dog owners, regardless of the breed of dog, may be held liable for injuries and attacks by their pets. There are millions of dog bite attacks every year in America. In fact more than 4 million Americans are seriously injured by dog attacks with the bulk of serious attacks going towards children.
Insurance companies and pet owners spend about $1 billion each year trying to remedy the damages caused by dangerous attacking dogs. As such, insurance companies take dog bite insurance very seriously and actually refuse homeowners insurance to families who own some of the more dangerous breeds.
For homeowners that want dog insurance but cannot actually get homeowners insurance, there are separate policies of canine liability insurance.
The dogs that are most commonly blacklisted by insurance companies include:
- Pit bulls
- Staffordshire terriers
- Doberman pinschers
- Chow chows
- Great Danes
- Perro de Presa Canario
- Alaskan malamutes
- German shepherds
- Siberian huskies
- Wolf hybrids
All of these dogs make insurance companies very nervous because of their need for extensive training, constant exercise and hyper-active natures.
While all of these breeds can make great pets, under poor guidance they may cause great harm. Insurance companies who are aware of the greater likelihood that these dog breeds will be involved in dog bite cases often refuse to insure homeowners who own these breeds of dogs.
It is very important that if someone you love or you yourself have been attacked by a dog that you do not accept any offers from the dog owner or the insurance company.
An experienced lawyer can help you get the compensation for your pain and suffering and your medical bills.
At Harbin & Burnett, we know how terrifying dog bite attacks can be. We represent South Carolina families traumatized by dogs.
As experienced dog bite accident lawyers, we are thoroughly versed in state dog bit laws. We know how to defend your familys rights after a vicious dog attack.
Contact our firm immediately after an attack to schedule a free consultation and discuss your rights. You are under no obligation to hire our firm.